Direct Business Financing
If you are a business owner in need of new equipment, EFS offers a variety of flexible loan options to meet your financial needs in a timely fashion. To get started, complete the application and send it in along with the requirements listed below (based on transaction size). You will then be contacted directly from a lender that will personally handle your account.
EFS Business Direct Financing Advantages:
- Allows you to work directly with your lender
- 24 hour turnaround time on application-only submissions
- Competitive rates
- Application-only up to $75,000
- 100% financing
- Terms 12-60 months
- New and used equipment
How to Apply:
Application-Only: (package requirements up to $75,000)
- Application
- Copy of business license
- Bank reference or last three months of bank statements
- Personal Financial Statements for all guarantors
- Full description of collateral (copy of invoice)
Package requirements for $75,000+
- All "Application-Only" requirements
- Two years tax returns (personal & business)
- Current interim financial statements (Profit & Loss/Balance Sheet)
- Any additional pertinent/requested information
Package requirements for $250,000+
- All "Application-Only" requirements
- Three years tax returns (personal & business)
- Current interim financial statements (Profit & Loss/Balance Sheet)
- Any additional pertinent/requested information
Please contact us at 866-664-3820 to inquire about financing options available for your business.

